Twelve years at the same stall.
Her customers pay by QR now, and every sale tells a story about her business that no bank has ever read.
A new bank for Uzbekistan's family businesses and the households behind them. Digital from day one, and built on Islamic finance.
Find out moreWhy we exist
Uzbekistan runs on family businesses. Stalls, workshops, shops and the families behind them. Most have never had a bank built around how they work. We're building that bank.
Who it's for
Her customers pay by QR now, and every sale tells a story about her business that no bank has ever read.
More orders than they can fill. They need the next machine, paid for in a way that sits right with their faith.
With help from a son working abroad. They want their savings to grow in a way they feel good about.
Illustrative stories and images.
What we believe
We're building on Islamic finance. Money should earn its return from real trade, with the risk shared fairly.
When a business needs stock or a machine, we'd rather help buy the thing itself than hand over cash and charge for time.
Our software does the paperwork. A person you can talk to makes every financing decision.
Everything works from your phone. When you'd rather talk face to face, there'll be someone to talk to.
The name
Barakah is the quiet abundance that comes when something is done honestly and shared fairly. It's the bank we want to be, and it's drawn into our mark.
Savers and the bank put capital in. It's half of every partnership.
The trader, the workshop, the family. Their effort turns capital into something real.
Where the two meet, the space is left open. Profit and risk belong to both.
A small mark at the heart of it, for what grows when partners treat each other fairly.
Where we are
We're preparing to launch in Uzbekistan and we'll share news here first. We're headquartered in Singapore and plan to grow across Central Asia over time.